What is an Emergency Fund? How much should I have in it? Life will occasionally throw you a curveball. Job losses, car troubles , divorce, or even needing a new roof, can derail your plans and goals. Often, the timing and financial impact of these events are unpredictable. But here's the silver lining: You can still [...]
Summary If the onset of tariffs was a major headwind for the markets, then the easing of them should be seen as a tailwind. Globalisation allows countries to specialise in activities in which they have a comparative advantage; doing so increases global economic growth, allowing each country a larger individual share of that growth. With [...]
This month, written by Tom Day In the world of investing, there are two primary styles that can be utilised by retail investors: passive investing, and active investing. Active investing is a strategy where investors aim to outperform the market by actively buying and selling assets. This approach relies heavily on market research, analysis, and [...]
In Rachel Reeves’ first budget on the 30th October, she introduced several new inheritance tax (IHT) measures that may affect a lot of you. First and foremost bring pensions, pension death benefits and death in service benefits into the IHT regime for the first time. This is likely to mean that a lot of people [...]
This month written by Tom Day. Summary April has been a turbulent month for global financial markets, largely due to President Trump's aggressive tariff policies. His administration imposed sweeping tariffs on imports from most countries, triggering sharp declines in stock markets worldwide and raising fears of a global recession. The measures announced were very much [...]
Andrew’s Views (Market Update) The start of 2025 has seen last year’s slow equity finishers making the early running. Notably, European equities have performed well following a tough 2024. They were perceived as victims of President Trump’s interventionist economic trade policy and as such, they were unloved and under-owned, but have bounced back firmly. Like [...]
